We’re a team of professionals dedicated to making credit & finance simple, accessible, and trustworthy. Our goal is to help you move forward with confidence.
I’m Daniel Torres—founder of Pinnacle Path Advisors, Marine Corps vet, and operations leader turned credit advocate.
After years running large teams and multi-million-dollar budgets at companies like Amazon, Coca-Cola (Reyes), and Miter Brands, I saw the same story over and over: great people and great businesses held back by credit—confusing rules, bad advice, and quick-fix promises that don’t hold up.
Pinnacle Path exists to change that.
We bring disciplined, process-driven improvement (the same TPM/Lean mindset I used in manufacturing) to your credit journey. That means clean systems, legal-first disputing, transparent expectations, and measurable wins—not magic tricks.
I’m a husband, a dad in a big blended family, and a first-gen success story who believes financial freedom should be taught, not guessed. Whether you’re rebuilding after a setback or gearing up for funding, I’m here to guide you with straight talk, modern tools, and a plan you can trust.
What you can expect from me: clarity, compliance, and consistent follow-through.
What I’ll ask from you: honesty, documents, and a little patience while the process works.
Together, we’ll turn your credit into an asset—and open doors for the life and business you’re building.
Legal - first disputing & documentation
Clear timelines and expectations
Measurable milestones, not vague promises
Funding ready guidance when your qualified

At Pinnacle Path Advisors, we empower individuals to take control of their financial journey through strategic credit repair and financial education.
With years of experience and a client-first approach, we help you understand your credit, remove inaccurate items, and unlock opportunities that move you closer to your goals — whether that’s buying a home, securing funding, or achieving financial freedom.
We offer credit repair, debt guidance, and financial consulting.
Simply purchase a plan or schedule a free consultation. We’ll review your credit and strategize.
We guarantee effort, transparency, and proven strategies—but results depend on your individual credit profile and financial circumstances.
It varies, but many clients see improvements within 30–90 days.

Committed to providing reliable financial solutions with transparency and care. We’re here to support your journey, every step of the way.
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